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Best Communities for Finance

Investing, personal finance, cryptocurrency, budgeting, and financial planning. Find communities to discuss money matters with knowledgeable peers.

20communities · Last updated: April 2026

The gold standard for personal finance advice on Reddit. Massive wiki and flowchart for financial decisions.

92
score
18.0M membersResponds in ~1 hrNo self-promotion

Rules: No self-promotion. Use specific flair. Read wiki/flowchart before posting.

2Bogleheads ForumphpBB Forum

Highest quality investing advice forum. Focus on index funds, tax optimization, and long-term strategy.

85
score
150K membersResponds in ~4 hrNo self-promotion

Rules: Be respectful. No market timing. Include portfolio details for advice.

Best community for UK-specific financial questions including ISAs, pensions, HMRC, and UK tax.

83
score
400K membersResponds in ~2 hrNo self-promotion

Rules: Read the flowchart. Include relevant financial details. No referral links.

Focused FIRE community. Great for early retirement planning, savings rate optimization, and FI strategies.

83
score
2.2M membersResponds in ~2 hrNo self-promotion

Rules: No low-effort posts. Daily discussion thread for simple questions.

Serious investing discussions. Less memes than other finance subs. Good for strategy and analysis questions.

83
score
2.5M membersResponds in ~2 hrNo self-promotion

Rules: No penny stock promotion. Include thesis for stock picks. Civil discourse.

Judgment-free financial advice for people in difficult situations. Practical tips for tight budgets.

82
score
1.3M membersResponds in ~1 hrNo self-promotion

Rules: No shaming. No unsolicited 'just earn more' advice. Be compassionate.

Community focused on simple, low-cost index investing. Less intimidating than the official Bogleheads forum.

82
score
500K membersResponds in ~2 hrNo self-promotion

Rules: Focus on passive investing. Read the wiki. Be civil.

8r/stocksReddit

More serious than WSB. Good for stock analysis, DD, and market news discussion.

82
score
6.0M membersResponds in ~1 hrNo self-promotion

Rules: Include analysis for stock picks. No penny stocks. No memes.

Knowledgeable community for credit card optimization, rewards maximization, and credit building.

81
score
400K membersResponds in ~1 hrNo self-promotion

Rules: Include credit profile for recommendations. No referral links.

Largest crypto community on Reddit. Good for project analysis, market discussion, and technical questions.

81
score
7.5M membersResponds in ~30 minLimited self-promotion

Rules: No shilling. Comedy posts on weekends only. Include sources for claims.

11r/frugalReddit

Tips and strategies for living frugally. Great for saving money on everyday expenses.

81
score
2.8M membersResponds in ~1 hrNo self-promotion

Rules: No extreme cheapskate celebration. Quality over quantity. Be helpful.

Comprehensive real estate investing forum. Covers rentals, flipping, commercial, and creative financing.

81
score
2.5M membersResponds in ~6 hrSome self-promotion OK

Rules: No spam. Include property details for analysis questions. Be professional.

Practical small business advice from owners. Good for startup costs, legal setup, marketing, and operations.

78
score
600K membersResponds in ~2 hrLimited self-promotion

Rules: No blatant self-promotion. Include business details for specific advice.

14r/ethereumReddit

Active community for Ethereum-specific questions, DeFi discussions, and ecosystem updates.

78
score
2.0M membersResponds in ~2 hrLimited self-promotion

Rules: No price speculation (use r/ethtrader). Technical discussions encouraged.

Practical real estate investing advice. Good for rental property questions, deal analysis, and strategy discussion.

78
score
550K membersResponds in ~3 hrLimited self-promotion

Rules: No guru promotion. Include numbers for deal analysis. Be specific.

16r/taxReddit

Helpful community for tax questions. Many CPAs and tax professionals contribute answers.

78
score
250K membersResponds in ~3 hrNo self-promotion

Rules: Include relevant details (filing status, state). No illegal tax avoidance advice.

Focused community for student loan questions. Covers IDR plans, PSLF, refinancing, and forgiveness programs.

78
score
250K membersResponds in ~3 hrNo self-promotion

Rules: Include loan details for specific advice. No referral links.

18Money Stack ExchangeStack Exchange

Stack Exchange quality for money questions. Well-curated answers covering global personal finance topics.

78
score
100K membersResponds in ~4 hrNo self-promotion

Rules: Questions must be specific and answerable. No opinion-based questions.

Good for comprehensive financial planning questions covering retirement, insurance, and estate planning.

74
score
300K membersResponds in ~4 hrNo self-promotion

Rules: Include relevant financial details. No self-promotion.

20r/budgetReddit

Focused budgeting community. Great for YNAB, spreadsheet budgets, and getting spending under control.

69
score
150K membersResponds in ~4 hrLimited self-promotion

Rules: Be supportive. Share your budget setup. No judgment.

How We Score Communities

Communities are ranked using a weighted score: activity (40%), quality (30%), response time (20%), and member count (10%). Higher scores indicate more active, helpful communities with faster response times. Learn more

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